Health insurance is so important that even if you are young and healthy if you have an unexpected accident or illness, you could face steep, maybe unmanageable medical bills.
You may be charged the full cost of any procedure or medication,
Those costs are steep, even a ride in an ambulance can cost thousands of dollars.
You could quickly accrue large medical debts, if you’re unable to pay your debts, may go to collections damaging your credit, and may be forced to declare bankruptcy.
They estimated two-thirds of all bankruptcies are related to healthcare costs.
We also point out that, travel and health insurance are very important, however, many people make the mistake of thinking that travel health insurance, also known as travel medical insurance, is not necessary.
What Is Health Insurance?
Health insurance, often known as medical insurance, is a type of healthcare coverage that assists you in meeting your healthcare expenses by giving financial assistance. As a result, it is important to include health insurance in your investing strategy to alleviate the burden of financial management.
Health insurance programs cover large medical bills, allowing you to focus on your own physical well-being rather than putting a strain on your finances. Health insurance offers customers a number of benefits and coverage options.
Five reasons why you need health insurance:
Peace of mind:
Medical conditions could appear unexpectedly, most people don’t need medical care until, well, they need it. If you are the head of the household or have family members who depend on you either for financial reasons or overall support, having health coverage is paramount. Peace of mind is just not for you, but also for the loved ones that surround you.
Avoid Financial Risk:
It is well-known, medical problems can cost huge money. A visit to the emergency room could cost a fortune, depending on the gravity of the circumstance. Why take such a risk that can impact your financial future? By purchasing health insurance, you can transfer your financial risk to the insurance company.
No matter your past or recurrent medical condition, from diabetes to a heart condition or just back pain, your medical treatment is covered. (Acne, Anxiety, Diabetes, Asthma, Sleep apnea, Depression, COPD, Extreme obesity, Atherosclerosis, Cancer, Pregnancy)
Free Preventive care:
Without any extra cost to you, your health insurance plan covers all preventive needs including medication for blood pressure, heart disease, and cholesterol. Preventive care also includes all sorts of screenings (mammograms, Papanicolaou exams, prostate exams), vaccinations, and more.
In case of any type of accident or sickness, you won’t have to worry about getting to the closest Emergency room. You could be on vacation or visiting a family member. Your health insurance covers your emergency anywhere across the US territory.
- Health Insurance is not just about paying medical bills. It’s about living a healthier lifestyle.
- Health insurance helps protect against unexpected medical expenses. Get an affordable plan that fits your needs today.
- Live a healthier lifestyle by getting the right coverage.
- Find out if you qualify for financial assistance or tax credits when you buy health insurance online.
- Compare plans from top carriers.
- Learn about the benefits of different types of health insurance.